Plan Inputs Overview
Plan Inputs Overview
Financial Planner separates inputs (what you enter) from outputs (projections the engine calculates). Inputs live on child objects linked to the Financial Plan. Changing inputs after a successful run marks the plan Out of Date until you run Run Calculation again.
Inputs versus outputs
Seven child input objects feed orchestration. Outputs include projection storage chunks, tax bracket payments, and optional run history rows. Insights pages read persisted outputs—they never recalculate on the client.
Expense Amount Mode
Plan-level Expense Amount Mode in Plan Preferences selects whether orchestration uses Must Spend or Like to Spend expense columns. See Modeling Assumptions.
Input categories
| My Plan page | What you capture |
|---|---|
| Accounts and Assets | Investment, retirement, and bank accounts; non-account assets (vehicles, collectibles) |
| Home and Real Estate | Primary residence, rentals, purchases, sales, relocations |
| Income | Wages, pensions, Social Security, business income, and other sources |
| Money Flows | Contributions, withdrawals, transfers between accounts |
| Debts | Non-mortgage debt (credit cards, student loans, personal loans) |
| Expenses and Healthcare | Living expenses, healthcare costs, and medical inflation assumptions |
| Plan Preferences | Household members, tax jurisdiction, withdrawal strategy, goals—not child rows but plan-level fields |
Plan Projections checklist
The Plan Projections page aggregates completeness across categories. Each card maps to a checklist item:
- Accounts
- Assets
- Home & Real Estate
- Income
- Money Flows
- Debts
- Expenses & Healthcare
Age assumptions—Retirement age and Longevity age—appear in a separate section with edit modals for retirement and longevity timing.
Deep dive: Plan Projections Checklist.
Input change behavior
Auto Update: When enabled in Plan Preferences → System Settings, qualifying input changes can automatically enqueue a new orchestration run. When disabled, you control when to recalculate with Run Calculation.
Suggested order for new plans
Plan Preferences
Set plan members, retirement and longevity timing, and tax jurisdiction first.
Accounts and Assets
Add funded accounts and any personal property that affects net worth.
Income and Expenses
Establish cash flow — at least one income source or baseline expense.
Real estate and debts
Add properties, mortgages, and non-mortgage debt when relevant to the scenario.
Money Flows
Model contributions, transfers, and planned conversions.
Plan Projections checklist
Verify readiness cards, then run calculation from Plan Preferences.
Page guides: Accounts and Assets, Income and Expenses, Debts and Money Flows, Home and Real Estate.